For Property Owners
Home Modification Loan Program
Home Modification Loan Program is state-funded loan programs that can help MA residents live more independently at home by providing loans for access and safety modifications for elders and persons with disabilities and families with children with physical and/or cognitive disabilities. These modifications allow people to remain in their homes and live independently in their communities. Typical modifications include installation of ramps and lifts, widening of doorways, and alteration of kitchens and bathrooms.
Who is eligible?
Any homeowner who has a disability, has a household member who has a disability, or rents to an individual with a disability may apply for a loan. Income guidelines are based on the total household gross income of the homeowner.
The home requiring modifications must be the primary, principal residence of the individual with a disability. Modifications must be necessary to allow the beneficiary to remain in the home.
Home Modification Loan Program Application
Fill out this form and submit a signed copy to jennifer.shaw@mbhp.org
Download PDF2019 Income Guidelines
Income guidelines are based on HUD published median income for the Boston MESA and are updated annually.
2019 Income Guidelines |
|
| Household Size | Eligible with Gross Income up to: |
| 1 | $166,000 |
| 2 | $189,800 |
| 3 | $213,400 |
| 4 | $237,000 |
| 5 | $256,000 |
| 6 | $275,000 |
| 7 | $294,000 |
| 8 | $313,000 |
Step by Step: The Home Modification Loan Program
Video courtesy of CEDAC and MRC
Contractors
Need a contractor for your home modification? View this list of suggested contractors.
Other Funding Sources
Learn about other funding sources for home modification