For Property Owners
Home Modification Loan Program
Mom and Daughter Gain Accessibilty with Home Modification Loan Program
Home Modification Loan Program is a statewide program funded by the Massachusetts Rehabilitation Commission to help elders and people with disabilities increase the accessibility of their residences through no interest loans.
*Please note landlords can qualify for a 3% amortized loan for an eligible tenant
The program offers loans from $1,000 to $50,000 to individuals and families for modifications related to a disability. Typical modifications include installation of ramps and lifts, widening of doorways, and alteration of kitchens and bathrooms. 0% interest loans do not have to be repaid until the home is sold or transferred.
Who is eligible?
Any homeowner who has a disability, has a household member who has a disability, or rents to an individual with a disability may apply for a loan. Income guidelines are based on the total household gross income of the homeowner.
The home requiring modifications must be the primary, principal residence of the individual with a disability. Modifications must be necessary to allow the beneficiary to remain in the home.
Home Modification Loan Program Application (English)
Fill out this form and submit a signed copy to jennifer.shaw@metrohousingboston.org
Download PDFHome Modification Loan Program Application (Spanish)
Fill out this form and submit a signed copy to jennifer.shaw@metrohousingboston.org
Download PDFHome Modification Loan Program Provider Agencies
Information sheet and list of Provider Agencies
Download PDF2019 Income Guidelines
Income guidelines are based on HUD published median income for the Boston MESA and are updated annually.
2020-21 Income Guidelines |
|
| Household Size | Eligible with Gross Income up to: |
| 1 | $179,200 |
| 2 | $204, 800 |
| 3 | $230,400 |
| 4 | $255,800 |
| 5 | $276,400 |
| 6 | $296,800 |
| 7 | $317,200 |
| 8 | $337,800 |
Step by Step: The Home Modification Loan Program
Video courtesy of CEDAC and MRC
Contractors
Need a contractor for your home modification? View this list of suggested contractors.
Other Funding Sources
Learn about other funding sources for home modification