For individuals and families at risk of being displaced or forced to leave their homes due to COVID-19 employment loss, Residential Assistance for Families in Transition (RAFT) or Emergency Rental Assistance Program (ERAP) may be the solution.
These programs provide financial assistance that can be used to help keep their housing, obtain new housing, pay their mortgage, or otherwise avoid becoming homeless regardless of source of income, lack of income, citizenship, or immigration status.
RAFT can provide eligible households up to $7,000 that can be used to help keep their housing, obtain new housing, or otherwise avoid becoming homeless, regardless of source of income, or lack of income. Citizenship or immigration status is not an issue for most of this funding.
RAFT applications may also be considered for the federal Emergency Rental Assistance Program (ERAP); no additional or separate application is required. ERAP includes benefits that can exceed $10,000 and include slightly different eligibility requirements, along with a preference for households who have been unemployed 90 days or more at the time of application or who have income below 50% of the Area Median Income. We will match you with the most appropriate program based on your needs and circumstances, and may ask additional questions beyond those in the application. (Click HERE to read this ERAP information in other languages.)
Begin the process by clicking below to start an application. These applications are submitted and processed completely electronically. If you have other questions or need further guidance, visit the Eviction Prevention page or contact the Housing Hub at 617.425.6700 or email ResourceLine@MetroHousingBoston.org.
At this time, the MA Emergency Housing payment Assistance Application is not accepting applications from homeowners. Homeowners in need of mortgage assistance or other housing assistance may apply for the new Homeowner Assistance Fund (MA HAF) Program. Please visit this link to learn more about HAF and to see if you may be eligible. To apply to Mass HAF, visit www.massmortgagehelp.org.
PLEASE NOTE: You will have to submit the following documentation. Your application will be processed faster if you include all of these documents.
- ID for the head of household.
- Proof of housing crisis (for example an eviction notice or letter saying you’re behind on rent).
- Proof of housing (for example a lease).
- Proof of income (for example paystubs).
Click HERE to learn more about required documentation.